Helpful Tips for Tax Filing Season

What are the IRS income tax filing requirements for seniors this year? I did not file a tax return last year because my 2018 income was below the filing requirements, but I got a part-time job late in 2019, so I am wondering if I need to file this year.

Whether you are required to file a federal income tax return this year depends not only on how much you earned last year (2019), but also the source of that income, as well as your age and your filing status.

Here is a rundown of the IRS tax filing requirement thresholds for the 2019 tax year. For most people, this is pretty straightforward. If your 2019 gross income – which includes all taxable income, except your Social Security benefits, unless you are married and filing separately – was below the threshold for your filing status and age, you may not have to file. But if it is over the threshold, you are required to file.

Single: $12,200 ($13,850 if you reached age 65 before Jan. 1, 2020)
Married filing jointly: $24,400 ($25,700 if you or your spouse are 65 or older; or $27,000 if you are both over age 65)
Married filing separately: $12,200 at any age
Head of household: $18,350 ($20,000 if age 65 or older)
Qualifying widow(er) with dependent child: $24,400 ($25,700 if age 65 or older)

To get a detailed breakdown on federal filing requirements, along with information on taxable and nontaxable income, call the IRS at 800-829-3676 and ask them to mail you a free copy of the "Tax Guide for Seniors" (publication 554) or see IRS.gov/pub/irs-pdf/p554.pdf.

Check Here Too

There are some other financial situations that can require you to file a tax return, even if your gross income falls below the IRS filing requirements. For example, if you earned more than $400 from self-employment in 2019, owe any special taxes like an alternative minimum tax or get premium tax credits because you, your spouse or a dependent is enrolled in a Health Insurance Marketplace plan, you will need to file.

You will also need to file if you are receiving Social Security benefits and one-half of your benefits plus your other gross income and any tax-exempt interest exceeds $25,000, or $32,000 if you are married and filing jointly.

To figure all this out, the IRS offers an interactive tax assistant tool on their website that asks a series of questions that will help you determine if you are required to file or if you should file because you are due a refund. It takes approximately 15 minutes to complete.

You can access this tool at IRS.gov/help/ita – click on the "Do I Need to File a Tax Return?" link. You can get assistance over the phone by calling the IRS helpline at 800-829-1040. You can also get face-to-face help at a Taxpayer Assistance Center. See IRS.gov/localcontacts or call 800-829-1040 to locate a center near you.

Check Your State

If you are not required to file a federal tax return this year, do not assume that you are also excused from filing state income taxes. The rules for your state might be very different. Check with your state tax agency before concluding that you are entirely in the clear.

Tax Preparation Help

If you find that you do need to file a tax return this year, you can get help through the Tax Counseling for the Elderly (TCE) program. Sponsored by the IRS, the TCE provides free tax preparation and counseling to middle and low-income taxpayers, age 60 and older. Call 800-906-9887 or visit IRS.treasury.gov/freetaxprep to locate a service near you.

Check with AARP, a participant in the TCE program that provides free tax preparation at more than 4,800 sites nationwide. To locate an AARP Tax-Aide site call 888-227-7669 or visit AARP.org/findtaxhelp. You do not have to be an AARP member to use this service.

Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living" book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization's official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.

Published February 7, 2020

IRS Introduces a Tax Form Created for Older Taxpayers

A couple months back I read that the IRS will be offering a new senior-friendly tax form this tax season that will be easier to use. What can you tell me about this?

The Internal Revenue Service (IRS) has created a new federal income tax form specifically designed for taxpayers age 65 and older. This form should make filing a little easier this year, particularly for those who do not file electronically. Here is what you should know.

Form 1040-SR

Created by the 2018 Bipartisan Budget Act, the new two-page simplified federal income tax form is called the 1040-SR. Similar in style to the old 1040-EZ form that the IRS discontinued last year, the new 1040-SR has larger print and better color contrast that makes it easier to read.

In addition, it also includes a chart to help older taxpayers calculate their standard deduction, which may help ensure that more seniors take the additional standard deduction available to them. For 2019, the additional deduction for those 65 or older or the blind is $1,300.

The 1040-SR form also has specific lines for retirement income streams such as Social Security benefits, IRA distributions, pensions and annuities, along with earned income from work wages and tips. It also allows a child tax credit for seniors who are taking care of a dependent child or grandchild.

The form allows taxpayers to report capital gains and losses, as well as interest and dividends. Any of the tax schedules available to those using the standard form 1040 may also be used with the 1040-SR.

Form 1040-SR does not put a limit on interest, dividends or capital gains. Nor does it cap overall income like the old Form 1040-EZ did. Taxpayers who itemizes because of deductions for state and local taxes or charitable giving will not be able to use the new Form 1040-SR.

Paper Filing Advantage

Seniors who use tax-preparation software to file their taxes will be able to generate a 1040-SR, but the new form will provide the most significant benefit to taxpayers who still fill out and file their returns on paper. Last year, about 88% of the 153 million individual federal tax returns filed to the IRS were filed electronically. About 5% were prepared using tax software, then printed out and mailed to the agency, while about 7% were prepared and submitted on paper.

To use the new 1040-SR tax form for the 2019 filing year, taxpayers, including both spouses if filing jointly, must be at least age 65 before Jan. 1, 2020. To see the 2019 version of the new 1040-SR form, go to https://www.irs.gov/pub/irs-pdf/f1040s.pdf.

Tax Preparation Help

If you need help filing your tax returns this year, consider contacting the Tax Counseling for the Elderly (TCE) program. Sponsored by the IRS, TCE provides free tax preparation and counseling to middle and low-income taxpayers, age 60 and older. Call 800-906-9887 or visit IRS.treasury.gov/freetaxprep to locate a service near you.

AARP is a participant in the TCE program that provides free tax preparation at more than 4,800 sites nationwide. To locate an AARP Tax-Aide site call 888-227-7669 or visit AARP.org/findtaxhelp. You do not have to be an AARP member to use this service.

Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living" book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization's official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.

Published January 31, 2020

IU Center for Rural Engagement to expand innovative collaboration with Washington County

SALEM, Ind. – Building upon the energy of nearly two years of arts, cultural and quality-of-place planning and programming with the Indiana University Center for Rural Engagement, Washington County will partner with the center’s Sustaining Hoosier Communities initiative to connect faculty and students with community-identified projects.

A year-long engaged teaching collaboration, the center’s Sustaining Hoosier Communities initiative harnesses more than 20 IU Bloomington courses and the energy of hundreds of students to address projects ranging from health and wellness to infrastructure planning to natural resource management. This initiative received international recognition as the 2019 Outstanding Program of the Year from the Educational Partnerships for Innovation in Communities-Network (EPIC-N).

“We are so excited to partner with the Center for Rural Engagement,” said Judy Johnson, executive director of the Washington County Community Foundation. “Over the last year, we have had many community meetings and opportunities for our citizens to express their ideas for creating our preferred future in Washington County. I think the timing is perfect for Washington County, as we begin a new decade we have the opportunity to work together to make our community an amazing place to live, work, play and raise a family.”

Approximately 50 miles southeast of the Indiana University Bloomington campus, Washington County is home to 28,415 residents, vast natural resources including a portion of the state’s longest hiking trail--the Knobstone Trail--and historic sites such as the John Hay Center Complex and Beck’s Mill. The county’s economy is rooted in agriculture and the metal and lumber industry. Washington County will be the fourth county to partner with the center on the SHC initiative.

With the center’s launch in 2018, Washington County established strategic effort with a focus on quality of place, including an ongoing rural arts series involving the Jacobs School of Music, IU Cinema, the Department of English, and other Arts and Humanities Council campus partners.

“The IU Center for Rural Engagement welcomes this opportunity to deepen our partnership with Washington County during the 2020-21 academic year,” said Kerry Thomson, the center’s executive director. “This engaged teaching initiative will connect a breadth of resources to projects that meet the community’s goals and continue to expand local capacity for new initiatives with an intensive, comprehensive approach.”

Community meetings to generate ideas, feedback, and discuss possible projects and plans will be held throughout the county in February:

Tuesday, February 4, 2020

5:30-7:30 p.m.

Campbellsburg Community Building

21 W. Oak Street

Campbellsburg, IN 47108

Thursday, February 6, 2020

5:30-7:30 p.m.

Pekin Park Community Building

325 E. Karnes Court

New Pekin, IN 47165

Tuesday, February 11, 2020

5:30-7:30 p.m.

Senior Citizen Center

1705 N. Shelby Street

Salem, IN 47167

These meetings are open to the public and light refreshments will be served. Residents are encouraged to attend any of the scheduled sessions for a full discussion and planning activities. Residents are also welcome to contact the Washington County Community Foundation at 812-883-7334 or email Judy Johnson at director@wccf.biz to share ideas and learn more about this partnership.

For more information about the center’s Sustaining Hoosier Communities program and past projects, visit shc.indiana.edu.

WCCF is Offering Scholarships to Non-Traditional Students

The Washington County Community Foundation is now offering scholarships to non-traditional students through its Education Matters initiative.

Education Matters is a regional undertaking organized by the community foundations that serve Washington, Scott, Harrison, Clark and Floyd counties to try to increase the number of working adults in our region who started but never completed some form of post-secondary education – education that extends beyond high school.

You might be surprised to learn that in Southeast Indiana, only 25% of our workforce has an associate’s, bachelors or professional degree, compared to 38% nationally. Yet one in four of our community’s adult workers has earned some college credits! That’s over 3,100 people in Washington County! For whatever reason, they started but never completed their post-secondary education. This represents a tremendous amount of untapped potential in our community.

The community foundations that created Education Matters have elected to concentrate on a small sliver of the overall issue, those one in four of our adult workers who have some post-secondary credits but did not complete their degrees or certifications. This population of people who started but didn’t finish their education is where the Washington County Community Foundation sees opportunity to implement immediate changes that can drive our educational attainment numbers up, ultimately having real impact on our community.

The following criteria have been established for this first round of scholarships:

Annual awards will not exceed $3,000 the first twelve months and $5,000 per person in any subsequent twelve-month period.
Scholarship applicants must be a minimum of 28 years old as of the date of application.
Only individuals who can demonstrate continuing legal residence in Washington County for at least the past five years are eligible. Documentation such as tax forms, housing receipts, or utility bills will be used to verify residency and/or household income.
Scholarship awards may be used for tuition, course-related fees, or books only. Checks will only be written to an educational institution or certified training provider.
The application deadline is 3:30 on April 15, 2020. No exceptions.
Adult scholarship awards may not be used to pay for college debt.
Subsequent awards will only be considered for students maintaining at least a 2.5 GPA.

Call the Washington County Community Foundation office at 883-7334 or email program.officer@wccf.biz to request an application or for more information.

The mission of the Washington County Community Foundation is to engage people, build resources and strengthen our community.

Monitoring Solutions for Loved Ones with Dementia

My husband, who lives at home, has dementia and I worry about him wandering off and not being able to get back. Can you recommend some monitoring technology devices or any other solutions that can help me keep tabs on him?

This is a concern for millions of Americans caring for a loved one with dementia at home. According to the Alzheimer's Association, about 60% of people who suffer from dementia wander at some point.

For caregivers, this can be frightening because many of those who wander end up confused and lost, even in their own neighborhood. Additionally, they are unable to communicate who they are or where they live. Here are some product and service solutions that may help.

Simple Solutions

For starters, there are a number of simple home modification solutions to keep your husband from wandering away. Some solutions include adding an extra lock on the top or bottom of the exterior doors out of the line of sight or installing door alarms on the exterior doors that let you know when they are opened. Also, you should keep your car keys in a secure location if you are concerned that he will try to drive. There are a variety of product solutions in this category.

You should alert your neighbors that your husband may wander so they can keep an eye out. Have a recent picture of him on hand to show around the neighborhood or to the police if he does get lost.

Monitoring Technology

For high-tech solutions, there are a variety of wearable GPS tracking devices that can help you keep tabs on him. Some popular options to consider include AngelSense, which can be attached to clothing or worn around the waist; wristwatches like the Theora Connect or NurtureWatch; and the GPS SmartSole, which is a shoe insole tracker.

All of these types of products come with smartphone apps that would alert you if your husband were to wander beyond a pre-established safe area and would let you know where to find him if he did. These products, with the exception of the GPS SmartSole, also provide two-way voice communication and auto pickup speakerphone so you can talk to him if he wanders.

Locating Services

If the previously listed options do not work for you, there are also locating services – like the MedicAlert + Safe Return program and Vitals Aware Services – that can help you in these situations.

The MedicAlert + Safe Return program comes with a personalized ID bracelet that would have your husband's medical information engraved on it, along with his membership number and the toll-free MedicAlert emergency phone number. If he goes missing, you would call 911 and report it to the local police department who would begin a search, and then report it to MedicAlert. If a Good Samaritan or police officer were to find him, they could call the MedicAlert number to get him back home.

The Vitals Aware Service works a bit differently. This is a free app-based network system that comes with a small beacon that your husband would wear. If he did go missing, anyone in the Vitals app network community that came within 80 feet of him would receive an alert and information about him so they could contact you.

Another option that could help, depending on where you live, is a radio frequency locater service like SafetyNet and Project Lifesaver, which are offered by some local law enforcement agencies. With these services, your husband would wear a wristband that contains a radio transmitter that emits tracking signals. If he goes missing, you would contact the local authorities who would send out rescue personnel who will use their tracking equipment to locate him. Visit SafetyNetTracking.com and Projectlifesaver.org to see if these services are available in your community.

Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living" book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization's official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.

Published January 24, 2020

'Give It Twice' Trust

A very popular option for a parent with children is called the "Give It Twice" trust. This is a trust funded when the surviving parent passes away. Part of the estate is transferred outright to children. The balance is placed in a special "Give It Twice" trust.

The trust pays income to children for a term of years—usually 20 years. The income can be divided equally among the children for that period of time. Following the selected term of years, the trust principal is then transferred to charity.

In effect, the property has been used twice—once to benefit children with income and the second time to help charity at the end of the trust.

Cindy is a surviving spouse. Her spouse, Michael, passed away four years ago. She is doing fine and combined both IRAs into one. Cindy's estate is now approximately $800,000. Her home, CDs and other property are valued at $400,000, and the combination of IRAs is also about $400,000.

She was reading online about the "Give It Twice" trust. Because Cindy is debt free and has Social Security plus pension income, she thinks that her estate, when she passes away, is likely to be fairly close to its current value. Cindy sat down with her attorney David, to discuss the possibility of creating a trust.

Cindy: "David, I was reading an article online about this special 'Give It Twice' trust. It sounds like you can give an asset once to children through the income stream and then transfer the trust property to charity."

Attorney: "Yes, Cindy, that can be done."

Cindy: "Before Michael passed away, we talked about this. We agreed to treat each of our four children equally and also provide a benefit to our favorite charity."

Attorney: "With your estate of $800,000, you have the ability to do something pretty significant for both your family and favorite charity."

Cindy: "Yes, but there is one big problem. Our three older children—Bill, Sue and Pete—do fine. They are quite financially responsible. But our youngest son Ted is very creative. He spends money like water. If we gave him one-fourth of the estate or $200,000, I am afraid he would spend that very quickly. We need to figure out a way to protect at least part of his inheritance."

Attorney: "That 'Give It Twice' plan could be very helpful. You can benefit all four children equally with an initial amount. For example, you could transfer the $400,000 to them when you pass away. That would be $100,000 per child. The other $400,000 could go to the trust. They would each receive one-fourth of that income for 20 years. That would give Ted a chance to learn to save and invest. In addition, if you transfer the IRA into that trust, you can save all that income tax because the trust is tax exempt."

Cindy: "This sounds like a great plan. When I pass away, I could transfer my IRA into the 'Give It Twice' trust and benefit my four children and my favorite charity. But how do I do that?"

Attorney: "I can write a trust that you sign. It's called an unfunded trust because there are no assets at present. Then we will contact your IRA custodian and select this charitable remainder trust as the designated beneficiary for your IRA. When you pass away, the IRA balance will be transferred to the trustee of your 'Give It Twice' trust."

Cindy: "This is very exciting. It is going to be great for my family and we will also be able to help our favorite charity after the term of years. I especially like the way that this will help Ted to learn to save and invest. Let's move forward as quickly as possible."

Food Assistance Programs Can Help Seniors in Need

I would like to find out if my 73-year-old aunt is eligible for food stamps or any other type of food assistance program. It seems that she has a difficult time affording enough food each month, and I would like to help if I can. What can you tell me?

Sadly, millions of older Americans like your aunt struggle with food costs. According to a recent study by Feeding America, 5.5 million U.S. seniors age 60 and older are food insecure. Fortunately, there are several programs that may be able to help.

SNAP Benefits

While there are millions of seniors who are eligible for food stamps, less than 40% actually take advantage of this benefit. The federal food stamp program is formally titled the Supplemental Nutrition Assistance Program (SNAP). However, your state may use a different name for the program.

For seniors to get SNAP, their net income must be under the 100% federal poverty guidelines. So, in households with at least one-person age 60 and older or disabled, the net monthly income must be less than $1,041 per month for an individual or $1,410 for a family of two. Households receiving Temporary Assistance for Needy Families (TANF) or Supplemental Security Income (SSI) are also eligible.

Net income is figured by taking gross income minus allowable deductions, which includes a standard monthly deduction, medical expenses that exceed $35 per month out-of-pocket and shelter expenses (rent or mortgage payments, taxes and utility costs) that exceed half of the household’s income.

In addition to the net income requirement, a few states also require that a senior’s assets be below $3,500, not including their home, retirement or pension plans, income from SSI or TANF and vehicle (this varies by state). Most states, however, either have much higher asset limits or do not count assets at all when determining eligibility.

An eligible applicant or an authorized representative will need to fill out a state application form, which can be completed at the local SNAP office then mailed or faxed in. In many states it can be completed online.

If eligible, benefits will be provided on a plastic card that is used like a debit card and accepted at most grocery stores. The average SNAP benefit for 60-and-older households is around $125 per month.

To learn more or apply, contact your local SNAP office. Call 800-221-5689 for contact information or visit fns.usda.gov/snap.

Other Programs

In addition to SNAP, there are other federal programs that can help low-income seniors, age 60 and older, like the Commodity Supplemental Food Program (CSFP) and the Senior Farmers’ Market Nutrition Program (SFMNP).

The CSFP (see fns.usda.gov/csfp) is a program that provides supplemental food packages to seniors with income limits at or below the 130% poverty line. The SFMNP (fns.usda.gov/sfmnp) provides seniors coupons that can be exchanged for fresh fruits and vegetables at farmers’ markets, roadside stands and community supported agriculture programs in select locations throughout the U.S. To be eligible, annual income must be below the 185% poverty level.

There are also many Feeding America network food banks that host “Senior Grocery Programs” that provide free groceries to older adults, no strings attached. Contact your local food bank (see feedingamerica.org/find-your-local-foodbank) to find out if a program is available nearby.

In addition to food assistance programs, there are also various financial assistance programs that may help pay for medications, health care, utilities and more. To locate these programs, and learn how to apply for them, go to BenefitsCheckUp.org.

Published January 17, 2020

WCCF Offers Non-Profit Board Training

In 2018, the Foundation announced that all non-profit organizations that receive any type of grant from Washington County Community Foundation would have the opportunity to complete Board of Director training in order to receive grants in 2020. Two sessions were offered in 2019 and one session will be available in 2020. Nonprofits that have Board members that completed the training in 2019 are to be commended for their prompt action and response! If a nonprofit is unsure as to whether they have any board members who have gone through this training, please reach out to the Washington County Community Foundation to find out.

Members of nonprofit Board of Directors are invited to this informative, fast-paced training on March 17, 2020, presented by David Bennett. David served as the Executive Director of the Community Foundation of Greater Fort Wayne for 22 years. At the last session, attendees gave very positive feedback on the presentation content and style. Several local non-profits have sent multiple board members as a way of providing cost-effective training for their board.

David formed the Community Foundation Research and Training Institute (CFRTI) in 2017. CFRTI provides a variety of training opportunities for community foundations and nonprofit organizations, along with strategic planning facilitation and the preparation of organizational risk assessments.

David is a life-long Hoosier. He earned his bachelor’s degree in Economics from Williams College, and a Master’s in Public Affairs from Princeton University. He currently resides in Grabill, Indiana. David is President-Elect of the Rotary Club of Fort Wayne and has been recognized as a Paul Harris Fellow.

The 2020 session of Board of Directors training will be March 17th beginning at 8:30 AM at the Community Learning Center at 1707 N. Shelby Street in Salem. The training will be an all-day event and should end by 4:30 PM. Please plan to stay for the entire session so your organization gets credit for attending.

Beginning this year, Washington County Community Foundation will require that nonprofits that receive funding from us have at least one current board member that has completed this valuable training. Board members will sharpen their knowledge of the most critical elements of nonprofit management. Nonprofits that already have board members that attended a previous training in 2019 are encouraged to send more to this highly informative training. Non-profits that do NOT have a Board member that has completed the training will NOT be eligible for any type of grants until this requirement is completed. If an organization had a former Board member that attended the training and is no longer on their Board of Directors, they will to need have another Board Member attend in order to receive grants.

A refundable fee of $100.00 is due by March 10, 2020. Upon successful completion of the program, Washington County Community Foundation will reimburse the organization or individual.

If you should have any questions or would like to reserve a spot(s), please contact Judy or Lindsey at 812-883-7334 or program.officer@wccf.biz

Washington County Community Foundation is a nonprofit public charity established in 1993 to serve donors, award grants, and provide leadership to improve Washington County forever

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Does Medicare Cover Counseling Services?

Does Medicare cover outpatient counseling services for its beneficiaries? Since the death of my sister last year, I have struggled with depression and anxiety and would like to get some help.

Yes, Medicare covers both outpatient and inpatient mental health services to help beneficiaries with depression, anxiety and many other needs. Here is what you should know.

Outpatient Coverage

If you have original Part B Medicare, your coverage will pay 80% (after you have met your $198 Part B deductible) for a variety of counseling and mental health care services that are provided outside a hospital, like individual or group therapy, family counseling and more. Medicare also covers services for treatment of beneficiaries who struggle with alcohol and drug abuse.

You, or your supplemental insurance, are responsible for the remaining 20% coinsurance due. Medicare gives you the option of getting treatment through a variety of mental health professionals such as psychiatrists, psychologists, clinical social workers and clinical nurse specialists.

To get this coverage, you will need to choose a "participating provider" that accepts Medicare assignment, which means they accept Medicare's approved amount as full payment for a service.

If you choose a "nonparticipating provider" who accepts Medicare but does not agree to Medicare's payment rate, you may have to pay more. If you choose an "opt-out provider" that does not accept Medicare payments at all, you will be responsible for the entire cost of treatment.

To locate a mental health care professional in your area that accepts Medicare assignment, use Medicare's online Physician Compare tool. Go to Medicare.gov/PhysicianCompare and type in your ZIP code, or city and state, then type in the type of professional you want to locate, like "psychiatry" or "clinical psychologist" in the search box. You can also get this information by calling Medicare at 800-633-4227.

Inpatient Coverage

If you need mental health services in either a general or psychiatric hospital, original Medicare Part A covers this too (after you have met your $1,408 Part A deductible). Your doctor should determine which hospital setting you need. If you receive care in a psychiatric hospital, Medicare covers up to 190 days of inpatient care for your lifetime. If you use all your lifetime days but need additional care, Medicare may cover additional inpatient care at a general hospital.

Additional Coverage

In addition to the outpatient and inpatient mental health services, Medicare also covers annual depression screenings that must be done in a primary care doctor's office or clinic. Annual depression screenings are 100% covered. If you have a Medicare prescription drug plan, most medications used to treat mental health conditions are covered too.

Medicare Advantage

If you happen to get your Medicare benefits through a private Medicare Advantage plan, they must provide the same coverage as original Medicare. However, they may impose different rules and will likely require you to see an in-network provider. You will need to contact your plan directly for details.

For more information, call Medicare at 800-633-4227 and request a copy of Publication 10184 "Medicare & Your Mental Health Benefits" or you can read it online at Medicare.gov.

Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living" book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization's official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.

Published January 10, 2020

Free Basketball Tickets for Students of Salem Community Schools

Due to the generosity of Stanley Colglazier and his daughter, Sara Colglazier, to the Washington County Community Foundation, students of Salem Community Schools will receive free tickets to the January 17, 2020 JV and Varsity basketball games versus the Scottsburg Warriors. Students may enter through any door accessible to the gymnasium and will need to sign-in for entrance to the game. Salem students are strongly encouraged to wear Salem or black and gold attire. The tickets are available for students attending Salem Community Schools in grades K-12; however, students in elementary school are required to be accompanied by an adult. Be sure to take advantage of these free tickets as the Lions face off against Scottsburg. For questions regarding tickets, please call the Washington County Community Foundation at 883-7334 or SHS athletic director, Hank Weedin at 883-3904.

Washington County Community Foundation is a nonprofit public charity established in 1993 to serve donors, award grants, and provide leadership to improve Washington County forever

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Check Here Too

Check Your State

Tax Preparation Help

Form 1040-SR

Paper Filing Advantage

Tax Preparation Help

Simple Solutions

Monitoring Technology

Locating Services

SNAP Benefits

Other Programs

Outpatient Coverage

Inpatient Coverage

Additional Coverage

Medicare Advantage

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